Home Visit
CAP Step by Step Guide
If you live in our area, call CAP free on 0800 328 0006 to book an appointment for a CAP Debt Coach and Support Worker from the Chichester CAP Centre to visit you in your own home.
An Effective Budget
The trained debt counsellors then work out a realistic budget for you that prioritises your essential bills. The CAP HQ team will negotiate affordable payments with each creditor and stop unfair interest and charges where possible. Your local Debt Coach will then visit you again to explain the budget and the plan to become debt free.
The CAP Plan
In most cases a CAP Plan will be set up. It acts a bit like a simple bank account. You’ll make regular payments into the CAP Plan enabling CAP to distribute affordable amounts to your creditors. You can also build up savings through the plan.
Severe Debt
If you are in severe debt then we can walk you through insolvency options, such as petitioning for bankruptcy. We can help you to fill out the forms and even attend court with you.
Debt Free
You will use your CAP Plan to pay your bills and debt repayments until you are debt free.
If you are struggling with debt, please ring 0800 328 0006 (freephone) for an appointment
Home Visit
CAP Step by Step Guide
If you live in our area, call CAP free on 0800 328 0006 to book an appointment for a CAP Debt Coach and Support Worker from the Chichester CAP Centre to visit you in your own home.
An Effective Budget
The trained debt counsellors then work out a realistic budget for you that prioritises your essential bills. The CAP HQ team will negotiate affordable payments with each creditor and stop unfair interest and charges where possible. Your local Debt Coach will then visit you again to explain the budget and the plan to become debt free.
The CAP Plan
In most cases a CAP Plan will be set up. It acts a bit like a simple bank account. You’ll make regular payments into the CAP Plan enabling CAP to distribute affordable amounts to your creditors. You can also build up savings through the plan.
Severe Debt
If you are in severe debt then we can walk you through insolvency options, such as petitioning for bankruptcy. We can help you to fill out the forms and even attend court with you.
Debt Free
You will use your CAP Plan to pay your bills and debt repayments until you are debt free.
If you are struggling with debt, please ring 0800 328 0006 (freephone) for an appointment